![]() ![]() It was a way to limit our spending and make our money work for us. But, the budget template helped us stay on track. I can’t give all the credit to the budget template, because this took dedication on our part as well. We have been able to pay off 40% of student loan debt, save for major house expenses, and continue investing each month. We have used our free budget template for over a year now. It should be customizable to your own needs and financial goals. A budget template should be easy and simple to use. We have downloaded so many free monthly budget templates only to find them clunky and complicated. (That was the case for us!) Finding the right budget template If you use a budget template regularly, you can start to see major progress with your financial goals. A budget template is a way to allocate your income to cover bills, expenses, and savings goals.
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